Our Blog

Fixed Fire Protection Systems for Business Fire Safety

Installing a fixed fire protection system, such as property protection sprinklers, is a proven way to reduce fire damage, business interruption, and insurance costs. UK businesses face millions in fire-related losses each day, yet many still hesitate due to cost concerns or common myths — like the idea that all sprinklers activate at once. In reality, modern systems only trigger where heat is detected, offering precise, effective protection.

FFP systems are a smart investment for long-term safety, risk management, and business continuity.

Data from insurer Allianz reveals that one in five (21%) insurance claims where a vehicle hit a pothole leads to the vehicle being declared an insurance write-off.

Aviva research suggests that more than half of businesses have experienced an issue linked to lithium-ion batteries, such as sparking, fires and explosions

A father-of-three was left paralysed from the chest down after falling through a ceiling at a house renovation in Derbyshire.

A Manchester-based engineering company has been fined £500,000 after a young apprentice lost the use of two fingers when using a horizontal bandsaw.

Flooding is one of the most common and devastating natural disasters, affecting millions of people worldwide each year. In England alone, over 5.2 million homes are at risk of flooding – that’s one in six!

Underinsurance in the construction sector can pose significant risks, leaving projects vulnerable to financial losses in the event of unforeseen events such as natural disasters or accidents.

The rapid adoption of electric vehicles (EVs) is undoubtedly positive for our planet’s transition from fossil fuels, but they come with a whole new set of risks to people and property

Lithium battery power has changed the way we live our lives and whilst not a new innovation, over recent years, has been increasingly favoured on construction sites.

New research by Allianz Commercial has found that inflation continues to be the biggest threat facing small and medium-sized enterprises (SMEs) in 2024.

Underinsurance in business interruption (BI) policies is common, and can jeopardise an organisation’s ability to fully recover following a loss.

The long-term health of workers at a wood waste recycling centre was put in danger due to excessive exposure to the dust their work created, a Health and Safety Executive (HSE) prosecution has found.

Manchester Company Fined £20,000 After Worker Falls Through Roof, Sustaining Serious Injuries

All businesses are open to risk if they don’t have the correct level of insurance, and some, more than others, may be at risk of financial hardship as a result of being either underinsured or uninsured.

When it comes to workplace safety, cutting corners can have devastating consequences. A recent case involving a metal processing company in Oldbury, West Midlands, serves as a sobering reminder of this fact.

A company has been fined £40,000 after an electrical flash inflicted severe burns on one of its workers.

Last year local authorities saw a 66% increase in pothole-related vehicle damage claims, while claims in February doubled compared to the previous year. After a number of recent storms, insurers are warning motorists that even more potholes are likely to be littering Britain’s roads.

Our insurer partner Axa Insurance have produced industry specific risk management guides to help you reduce the risks associated with your business and keep your business operational as well as protecting your staff and customers safe.

Back in September last year, the Health and Safety Executive (HSE) announced it was carrying out inspections. Sinc...

The dangerous material was banned from construction 25 years ago
Asbestos may still be present in buildings built before 2000
New HSE campaign emphasises legal duties to manage asbestos

Buildings that people use in their daily lives, such as workplaces, schools and hospitals are the focus of a new campaign to keep people safe from asbestos.

The use of green energy is crucial in the fight against climate change and it’s clear that renewable energy sources will gain prominence over the coming years as technology improves. This is a very good thing but what are the risks?

Whilst electrical fires are among the most common cause of fire, an effective maintenance programme can reduce risk and improve business resilience.

Every business has a legal duty to ensure the health and safety of both employees and members of the public. While accidents do happen, adopting a robust approach to workplace health and safety is key to keeping employees safe.

Extreme weather and artificial intelligence (AI)-generated misinformation and disinformation are the top two risks facing organisations and individuals in 2024, a report by the World Economic Forum (WEF) has found.